A service for remitting small amount of money from one place to another through Post Offices. Indian Postal Orders provide a convenient means of transmitting small sums of money by post. The Indian Postal Orders are available in all the Post Offices across India.
Is the Indian Postal Order available from bank?
You can purchase IPO from Head Post Office, Sub-Post Office or from the rural post office called Branch Post Office. They are not available at other places. They are also available from any of the Army Post Offices. The Post office can be searched from here: You can also search for a post office through this link: http://www.indiapost.gov.in/Pin/
Can I buy IPO online?
No. The IPO is not available online. However, recently, Government of India has decided to start the e-IPO services and is under consideration. Postal Orders have regained popularity, especially as a form of payment for shopping on the Internet, as they are drawn on the Post Office's accounts so a vendor can be certain that they will not bounce.
UPDATE 13.02.2014: Department of Posts has launched the eIPO facility for paying RTI application fees. eIPO or Electronic Indian Postal Order (launched by the Department of Posts, Ministry of Communications & IT, Government of India on 13th Feb 2014), is a facility to purchase an Indian Postal Order electronically by paying a fee on-line through e-Post Office Portal https://www.epostoffice.gov.in or India Post web-site www.indiapost.gov.in. eIPO has now been extended to Indian Citizens living in India for paying online fee for seeking information under the RTI Act, 2005. Both Debit and Credit cards of any Bank powered by Visa/Master can be used for this purpose.
Where can I use IPO?
The most popular use is to pay fees under Right to Information (RTI) and is one of the most acceptance mode of deposition of fees. It is also useful for students to send fee required for different competitions. Can also be purchased & sent as â€œcrossedâ€ If a Postal Order be crossed, payment will be made only through that Bank
What are the denomination of IPO available?
There are eight types of IPO denomination available in India. The denomination and it's commission are shown below:
What if I want an IPO of Rs 12?
Value of IPO can be increased by maximum Rs.3/- by affixing unused postal stamps not exceeding 4 on its face. Each stamp should not exceed Rs 1/-. If you want to pay Rs.12 [and post office does not have denominations below Rs.10, you can buy IPO of Rs.10 and affix two postal stamps of Re.1 each on its face. This facility of value addition is not applicable to IPO of Rs.100/-.
What details are to be written on the IPO?
IPO has two parts as a cheque has. Counterfoil & Foil. Foil part is sent/handed over to payee as money remittance & counter foil is kept by the remitter as a proof
You need to fill in:
- Name of the Payee (person to whom the payment is to be made)
- Office of Payment (Post Office which is most convenient to the Payee. If not known then district, town or city maybe specified. It is not mandatory to put this in, but is useful if the IPO is lost)
Also fill in the same details on the counterfoil. Tear the counterfoil and keep it, before you submit the IPO with the application.
For how long is the IPO valid?
The IPO is valid for a period of 2 years.
The IPO can be renewed beyond this period of 2 Years, for an additional 1 Year, by paying the commission amount. If an Indian Postal Order is not presented for payment within two years from the last day of the month of issue a second commission at the rates prescribed will be charged which must be paid in postage stamps affixed to the back of the order. Those authorized to use them may pay the second commission in Service Postage Stamps.
Indian Postal Orders presented for payment more than 36 months after the last days of the month of issue will not be paid but will be forfeited.
Can I get a refund of IPO?
Purchaser can get refund of IPO within 2 years from last day of month of issue by surrendering original IPO and counterfoil.
Can I claim the refund of the IPO if I have lost the IPO?
In case of loss of IPO, refund can be claimed by submitting counterfoil to Head Post Office under which jurisdiction issuing post office operates.
Should the order have been crossed for payment through a Bank the purchaser must first cancel the crossing by writing across the face of the order the words, â€œPlease pay cashâ€ and add in his initials.
The rulings from Department of Post regarding the Indian Postal Order can be downloaded in the attached file also.